Individual Retirement
Income Giving

Gifts From Your IRA

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Make a generous gift to Trinity and reduce your taxable income.

Grandmother and grandchild

Gifts From Your IRA

If you are 70 ½ or older, you can make a sizable gift from an individual retirement account (IRA) to Trinity Christian College AND reduce your taxable income.

Benefits of Giving From Your IRA

  • Convenient. An easy way to give to Trinity Christian College
  • Tax-wise. Distributions made directly to charity are not treated as taxable income. This is advantageous even if you don’t itemize deductions on your tax returns!
  • Promises kept. Gifts from your IRA can be used to fulfill any charitable giving pledges previously made.
  • Impactful. Gifts are tax-free to Trinity Christian College. The entirety of your gift will go toward ministry!

Requirements of a Qualified Charitable Distribution

You can give from your IRA to the ministry without federal tax liability as long as the gifts are qualified charitable distributions (QCDs). Distributions qualify for all or part of your required minimum distribution (RMD).

  • IRA holders must be 70 ½ or older at the time of the gift.
  • Give up to $100,000 per year as a single person or $200,000 per year as a married couple from separate accounts.
  • Gifts must be outright gifts made directly to a charitable organization.
  • Distributions to donor-advised funds, charitable trust or charitable gift annuities are not permissible.
  • Distributions may only be made from traditional or Roth IRAs; other retirement accounts are not eligible.

Learn More

We would love to get in touch. If you have questions about estate and gift planning, or would like to talk with someone about your impact with Trinity, contact Trinity Christian College at Planned.Giving@trnty.edu or 708.239.3977

Barnabas Foundation

Trinity Christian College partners with Barnabas Foundation to offer our supporters complimentary planning services and assistance with complex gifts.

Since 1976, Barnabas Foundation has helped thousands of individuals and families give more effectively to the ministries close to their hearts. They’ll help you accomplish the greatest good with your generosity – for your family and for God’s Kingdom – through tax-wise charitable giving